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We parked the car, Elgie came over and 1 himself in the back seat of the car.A police car moved slowly to the corner_2_we were parked and the patrolman looked at the three of us 3 and we pretended not to notice. The patrol car_4_down the empty street and I turned_5_toward Elgie.Before I could speak, Salina said,“She's got some papers for Magpie. He has a chance to go to a writer's school in California.”The investigation was not_6_so that veterans could spill out their hearts or_7_their souls; it was done to prove that the policy of the United States in Indochina is 8 to genocide, and that not only the soldiers are responsible for what is happening, but that everyone here in America who has_9_the brutalization and depersonalization to_10_on is responsible.He rolled down the window and 11 the match so it spun end- over- end into the gutter.“ Two points,” he said, and cocked the cigarette 12 the roof of the car, sucked powerfully, and 13 two plumes through his nostrils. He was beginning to feel like 14 , Ace Anderson, for the first time that whole day,a bad day. He beat time on the 15 . The car jerked crazily.In Australia, where people are few and rabbits are many,I watched a whole populace 16 the primitive impulse in the primitive manner by the skilful 17 of many thousands of rabbits. But in London or New York,where people are many and rabbits are few, some other means must be found to 18 primitive impulse.I think every big town should contain artificial waterfalls that people could 19 in a very fragile canoes, and they should contain bathing pools full of 20 sharks.Mostly you were like a fish: you swam about 21 freedom, thinking how good it was to be 22 alone, doing anything you wanted to do and caring about no one, when suddenly:SPLUTCH!— the big hook clapped itself_23_your mouth and you were caught. Without knowing what you were doing you had_24_off more than you could bite and had to stick with the same piece of 25 for the rest of your life.

What is your attitude toward student loans?

She understands that there is a huge cost and an investment that I've made into her education, and that I'm there for her and I'm supportive of it.

Gabrielle Tayne isn't contributing to paying down her student loans yet, but she's had discussions about her expected contributions over the long term.

Leslie Tayne was able to use her professional knowledge to seek out a private student loan that could help give her family some financial breathing room.

One thing I found that was really helpful was earning money during high school and having savings, so that when I was in college,I would have daily spending money.

There should be open discussions about those loan obligations, even if you're not expecting your kid to pay or contribute.

(1) Leslie Tayne is a financial attorney specializing in debt and student loans. She isn't immune to the stress that comes with paying for college, but she does have a secret weapon that has helped her and her family address financial issues head-on:she's been talking to her kids about college costs since they were in middle school. With five children in college at the same time, Tayne has seen firsthand how critical those conversations have been when it comes to setting expectations and keeping her loan obligations in check. “Parents and kids should definitely be working together in terms of paying for higher education,”she said. “There should be open discussions about those loan obligations, even if you're not expecting your kid to pay or contribute.”(2) According to a recent survey, 85% of parents agreed that they should help their child pay for college. However,68% of parents expect their child to help pay for college. Starting those talks as soon as possible is important because financial considerations may impact where your children decide to go to school. If everyone has an accurate understanding of what to expect when it comes to finances, you and your family can come to the most practical conclusions about where to apply.“We started talking early, around middle school, about the different types of schools:that there are state schools and private schools, and that there was a cost to that,”Tayne said.(3) In addition,a conversation about financing college costs can be a great way to touch on other important financial topics at the same time. For example,parents can take the opportunity to discuss how their child will budget for their daily expenses or set expectations about whether they expect their child to get a job during the school year, during the summer or both.“For me personally, one thing I found that was really helpful was earning money during high school and having savings, so that when I was in college,I would have daily spending money,” Gabrielle Tayne said.“I wouldn't be constantly asking my parents to send me money for personal things that I wanted to buy.”(4) Her daughter, Gabrielle, was appreciative of the dialogue and the subsequent financial education that she got by watching her mom operate. Now a rising junior at the University of Delaware, she admitted that she knew nothing about the process of taking out loans before she began applying.“My mom definitely was very helpful during the whole process,” Gabrielle Tayne said.“She was with me every step of the way.”In addition to filling out the Free Application for Federal Student Aid (FAFSA), Leslie Tayne was able to use her professional knowledge to seek out a private student loan that could help give her family some financial breathing room.“We were looking for a very specific type of private student loan—not just a parent PLUS loan, but a private student loan that would allow an eventual release of a co-signer,”she said.“So I knew that I was looking for very specific terms when I was looking at those different lenders.”(5) Private lenders like College Ave Student Loans, for example, offer loans that allow student borrowers to request the release of their co-signers after meeting certain requirements. Alternatively, they also offer parent loans that allow parents to take full responsibility for a loan. Another important aspect of a private loan that Leslie Tayne pointed out is the ability to make monthly payments to decrease the cost over time by lowering total interest costs.“We actually make payments early, even though we're not required to do so,” she said.“Every month, we go in and manually make a payment on the student loans so that when the kids graduate, the balances will be lower. There's no specific dollar amount, but we've budgeted a certain dollar amount for each one of the kids'loans per month."(6) If you need to borrow to pay for college, look to federal loans in the student's name first since they come with low fixed rates and special benefits, like income-based repayment. Since there are annual loan limits to federal loans,taking out private student loans are one option to cover the financial gap.Private student loans can also help give families a financial cushion to help ensure that they can cover other financial priorities, like paying for retirement.(7)“One of the biggest pieces of the puzzle at this point in time is:how much should we put towards college?” Leslie Tayne said. “And then how much are we putting towards retirement? And also balancing that with our day-to-day expenses.”For now, Leslie Tayne is the one doing most of the balanceing.Gabrielle Tayne isn't contributing to paying down her student loans yet, but she's had discussions about her expected contributions over the long term.(8) In the meantime, Leslie Tayne said she hopes that having a full appreciation for the burdensome costs of college will serve as a motivating factor for her daughter to succeed. “She understands that there is a huge cost and an investment that I've made into her education, and that I'm there for her and I'm supportive of it, but that she also has to contribute in her way, which is her grades and her performance while she's at school,” Leslie Tayne said.(9) Gabrielle Tayne is certainly setting her sights and her ambitions high;when she finishes her undergraduate degree in health behavior science, she plans to attend medical school.“Higher education means pursuing more knowledge in things that I'm actually interested in and subjects that I can focus more on and have a career path in,”she said. With a lot of hard work and a little bit of luck,that career path will put her in a great position to successfully pay back her college loans.1. What can we learn about Leslie Tayne from Paragraph 1?2. According to Paragraph 2, it is suggested that .3. In Paragraph 4, the word “ rising ” means .4. What do we know about Gabrielle from Paragraph 4?5. In Paragraph 5, the word “ manually ” means .6. In Paragraph 6, the word “ cushion ” refers to something that can .7. What can be inferred from what Leslie said in Paragraph 7?8. According to Paragraph 8, Leslie believes that .9. According to Paragraph 9, what do we know about Gabrielle's plan?10. What is the passage mainly about?

Researchers argue that the sun has been growing steadily stronger 30%over the earth's history.

In the middle of a tangle of branches there are trees binding themselves to each other, whose long limbs reach out and .

Atticus goes to court to defend a black man in spite of from the people he once called friends.

Due to being , my weight went back up to 145 pounds, but it's still smaller than I was last year.

Don't be into thinking your house is burglarproof.

We are trying to the desire for life- long learning in young minds which will carry them wherever they want to go.

Whether you choose one or two museums, you should reserve your tickets in advance, because you don't want to time waiting in line.

There should be six- month jail time for those authorizing and/ or actually engaged in violence.

He kept a stern face and gave direct eye contact with the president and kept full .

This act will cause problems and lead to corrupt practices, incentives,and damaging practices in the financial sector.

He gave me a(n) little frown, as though I'd made a distasteful remark in the presence of ladies.

The sheer volume of visual data is to explore by conventional means,but now an effortless method is invented.

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